Provide income for life?
Beginning at age 65, income can be guaranteed for life.*
Guarantee a return on your principal?
You're guaranteed to get back your principal in the form of regular withdrawals of up to 5% for at least 20 years*- regardless of market performance.
Provide increasing income?
With income bonuses and opportunites to lock-in market gains, your income payments can increase
Offer you flexibility?
You can switch between funds and fund managers or access your savings at any time, should the need arise
Provide a tax-efficient income stream?
When held in a non-registered account, these investments offer the potential for tax-efficient income
Provide estate benefits?
In the event of your death, the proceeds of your investment pass directly to your designated beneficiaries, without time delay or expense of probate
Provide creditor protection?
You have the potential to protect your assets from creditors
Provide access to some of the best fund managers?
You have access to managers like Mackenzie, CI Investments, Manulife Investments, Dynamic, TD Funds, RBC, CIBC, Trimark, IA Clarington, Franklin Templeton and many others, all within one investment program
*Exceeding the withdrawal thresholds may have a negative impact of future payments. The Lifetime Withdrawal Amount becomes available when the annuitant turns 65 (or perhaps earlier). Payments can continue until the contract reaches maturity or upon the death of the last surviving annuitant.
