Disclaimers
Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies, is the sole issuer of the individual variable annuity contract providing for investment in SunWise Elite segregated funds. A description of the key features of the applicable individual variable annuity contract is contained in the Information Folder. SUBJECT TO ANY APPLICABLE DEATH AND MATURITY GUARANTEES, ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACT HOLDER AND MAY INCREASE OR DECREASE IN VALUE. ®CI Investments and the CI Investments design are registered trademarks of CI Investments Inc. ®SunWise is a registered trademark of Sun Life Assurance Company of Canada.
Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies, is the sole issuer of the individual variable annuity contract providing for investment in SunWise Elite segregated funds. A description of the key features of the applicable individual variable annuity contract is contained in the Information Folder. SUBJECT TO ANY APPLICABLE DEATH AND MATURITY GUARANTEES, ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACT HOLDER AND MAY INCREASE OR DECREASE IN VALUE. ®CI Investments and the CI Investments design are registered trademarks of CI Investments Inc. ®SunWise is a registered trademark of Sun Life Assurance Company of Canada.
With more than 50 funds, Sun Wise Elite offers a complete selection of Canadian, U.S. and global equities, as well as income, balanced and portfolio funds from leading Canadian fund companies such as CI Investments, AIM Trimark Investments, Dynamic Mutual Funds, Mackenzie Financial and others - so you have the flexibility to tailor a portfolio to meet your needs.
Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value. The use of IncomePlus refers to the benefits provided by the IncomePlus Series within the Manulife GIF Select Contract. Withdrawals proportionally decrease Maturity and Death benefit guarantees. Withdrawals from the IncomePlus Series directly decrease the Guaranteed Withdrawal Balance by the amount of the withdrawal or more in some circumstances. The Manufacturers Life Insurance Company is the sole issuer and guarantor of the Manulife GIF Select insurance contract. Manulife Investments is the brand name identifying the personal wealth management lines of business offered by Manulife Financial and its subsidiaries in Canada. GIF Select,Manulife ,IncomePlus and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial Corporation.
Industrial Alliance Insurance and Financial Services Inc. is the issuer of ECOFLEXTRA Individual Variable Annuity Contracts. A description of the key features of the ECOFLEXTRA Individual Variable Annuity Contracts is contained in the ECOFLEXTRA Information Folder.
SUBJECT TO ANY APPLICABLE DEATH, SURRENDER BENEFIT AND MATURITY GUARANTEES, ANY PART OF THE PREMIUM OR OTHER AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE POLICYHOLDER AND MAY INCREASE OR DECREASE IN VALUE ACCORDING TO FLUCTUATIONS IN THE MARKET VALUE OF THE ASSETS ALLOCATED TO EACH FUND. EXCEEDING THE SURRENDER THRESHOLDS MAY HAVE A NEGATIVE IMPACT ON THE GUARANTEED MINIMUM SURRENDER BENEFIT AND THEREFORE ON FUTURE PAYMENTS. THE GUARANTEED MINIMUM VALUE AT DEATH AND THE GUARANTEED MINIMUM VALUE AT MATURITY ARE DECREASED IN PROPORTION OF THE SURRENDERS MADE IN THE CONTRACT. SURRENDERS FROM THE GUARANTEED SURRENDER SERIES DIRECTLY DECREASE THE GUARANTEED SURRENDER BALANCE BY THE AMOUNT OF THE WITHDRAWAL SUBJECT TO ANY DOWNWARD AJDJUSTMENT.
Commissions, service fees, management fees, insurance fees and expenses all may be associated with this investment. Please consult the Information Folder and Contract before investing. Performance of the underlying funds is not guaranteed, unit values fluctuate frequently and past performance may not be repeated. Trademarks used herein are owned by IA Clarington Investments Inc. or Industrial Alliance Insurance and Financial Services Inc.